Activate Destiny Card Online [2023]

Activate the destiny card at to register to visit the destiny card register website and activate the card and benefits.

Destiny is a program that can help you improve your credit. It’s for people who have had a hard time with their credit in the past.

why choose

As you plan for the future, it is important to have access to a credit card. As a Destiny Cardholder, you can stay focused on your goals while improving your credit. Plus, you can use your card with confidence because of the added security that comes with it.


Destiny Mastercard helps you with your credit. They report to 3 major credit bureaus to help you build up your credit. You don’t need to pay a security deposit.

Register now for these benefits

You can use our website to pay your bills and get access to your accounts 24 hours a day, 7 days a week. You will also get paperless statements and more!

Activate Your Card at 

To activate your card, visit

Log in to the secure server and enter your username and password.

Enter the number on your card and make sure it has an expiration date on it with a security code/CVV written on the back of it.

Then click “Activate.” The process will take some time but you will be able to use the card at that point.

What if my card is lost or stolen?

If your card is lost or stolen, please call 1-888-260-4532 right away. If your card is used without your permission, you might not have to pay for those charges.

Where can I use my Destiny Mastercard?

You can use your Destiny Mastercard at stores that show the Mastercard logo.

When will my online payment post to my account?

If you pay before 5 pm, your payment will be posted on the same day. If you pay after 5 pm, your payment will be posted the next day.

My monthly payment on my credit card was not reduced when the retailer issued a credit to my account. Why?

If you have a credit for something, it will not reduce your monthly payment. If the credit is for too little, then it will not happen. You can find out more about how your monthly minimum payment is calculated in the agreement on your account


Q: Will the Destiny Mastercard Annual Fee provide any benefits?

A: Yes. The following benefits are associated with the Destiny Mastercard Annual Fee:

– A $40 Stannard’s Gift Card (delivered via mail) is loaded each year on the anniversary of your account opening / Annual Fee renewal/upgrade to Gold Elite Status;

– The Gold Elite Status (under the Destiny Mastercard) is renewed annually;

– A $25 Travel Voucher each anniversary, good for travel-related expenses such as airfare/hotel/car rental.

Q: Is there a native iOS or Android app associated with the Mastercards?

A: No. The Mastercard Rewards App is NOT required to manage your account. The app provides cardholders with the ability to access their Mastercard Rewards account at any time, securely view transaction history, track earnings & redeem faster.

Q: Where can I get the Destiny Mastercard?

A: You can make an application for the card online at, and you will receive the card within 7 to 10 business days (if your application is successful). If you prefer to apply for a modified version of the Destiny Mastercard with no Annual Fee, please visit